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A dilemma - '05 545 or '06 550 - your help?
Hello All -
So I'm struggling with a decision. I have 5 months left on my MBZ E500 lease. The Benz is a nice car, but reliability sucks, so I've decided to go bimmer.
I can get a very well equipped (nav, sport, HUD, comfort seats, prem sound, sat radio, cold weather, fold down seat) for $1200 over invoice, and the dealer's money factor is .00115. If I did this, I'd roll my remaining lease payments ($2900) into the lease - but with the money factor, the payments are still reasonable.
The alternative: wait 5 months, finish the lease, then go for a 550. I spoke with a dealer who said they'd do the 550 at $1000 over invoice (I was surprised about this - but he said I could order a car then and there). This is pretty damn good -- assuming he's still willing to do it in 5 months -- though I'm sure the money factor's won't be anywhere near as good. I'm banking on the residuals going up some, putting the $2800 additional that I'd spend now into the lease in 5 months, and keeping payments close.
I'm leaning towards waiting - 3 yrs from now, the 550 will be worth more than the 545, and if I like the car I'd consider buying out the lease at that point.
So, there's my dilemma. Any advice?
Ira
| | Reply » A dilemma - '05 545 or '06 550 - your help? |
NO Brainer Order 550 The rates will come down on 550 In Oct. BWMFS just lowered the rates on ALL Wagons to .01 and other 5 series to .014to.016 So I think by January u will see a good rate on 550 as well 
| | Reply » A dilemma - '05 545 or '06 550 - your help? |
I think your analysis is correct. I wouldn't throw away 5 months of lease payments to get the 545i. The 550i may cost slightly more in terms of the MF, but not $2800 more.
Quote: Hello All -
So I'm struggling with a decision. I have 5 months left on my MBZ E500 lease. The Benz is a nice car, but reliability sucks, so I've decided to go bimmer.
I can get a very well equipped (nav, sport, HUD, comfort seats, prem sound, sat radio, cold weather, fold down seat) for $1200 over invoice, and the dealer's money factor is .00115. If I did this, I'd roll my remaining lease payments ($2900) into the lease - but with the money factor, the payments are still reasonable.
The alternative: wait 5 months, finish the lease, then go for a 550. I spoke with a dealer who said they'd do the 550 at $1000 over invoice (I was surprised about this - but he said I could order a car then and there). This is pretty damn good -- assuming he's still willing to do it in 5 months -- though I'm sure the money factor's won't be anywhere near as good. I'm banking on the residuals going up some, putting the $2800 additional that I'd spend now into the lease in 5 months, and keeping payments close.
I'm leaning towards waiting - 3 yrs from now, the 550 will be worth more than the 545, and if I like the car I'd consider buying out the lease at that point.
So, there's my dilemma. Any advice?
Ira |
| | Reply » A dilemma - '05 545 or '06 550 - your help? |
Quote: | NO Brainer Order 550 The rates will come down on 550 In Oct. BWMFS just lowered the rates on ALL Wagons to .01 and other 5 series to .014to.016 So I think by January u will see a good rate on 550 as well |
I concur.
| | Reply » A dilemma - '05 545 or '06 550 - your help? |
DO ED and save even more. Munich is nice in March. Lease payment residual is based on US MSRP and u pay ED invoice +XXXX. Such a deal only in America.
| | Reply » A dilemma - '05 545 or '06 550 - your help? |
Time it right and you can turn in the old car at about the time the new one arrives in us.
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A dilemma - '05 545 or '06 550 - your help?